Since 1996, JaxWorks has offered a suite of FreeExcel workbooks and spreadsheets, and associated MS Word, PDF and HTML documents, that cover a number of financial, accounting and sales functions. These are invaluable small business tools. Also included Freeare:-business plan tools, including spreadsheets and excellent instructions-Excel functions glossary and guide;-free training courses for most Microsoft Office applications. These guides are in PDF format and rival commercial books!-comprehensive list of acronyms, ratios and formulas in customer financial analysis, and financial terms;-suite of online calculators, including, breakeven analysis, productivity analysis, business evaluation;-Altman Z-Score (covering publicly and privately held firms, and small businesses);-and payroll analysis.If you are involved in financial analysis at any level, or want to learn more about MS Excel and other applications in the Office suite this site is invaluable. © Copyright, 2010, Jaxworks, All Rights Reserved.